As your merchant services consultant, we specialise in helping your business reduce merchant services rates and streamline payment processing. Our expert advice will assist you in lowering your merchant services costs, making it easier for your business to thrive.
Around 70% of business owners we speak to have never compared merchant services UK rates, potentially overpaying for their payment processing.
Let us help you by comparing your current charges with the best deals we can secure. We’ll provide a clear and transparent summary of the savings we uncover – at no cost to you.
It’s a win-win!
New to card payments? We can set up your merchant services and merchant account within hours, so you can start accepting payments without delay.
What we offer
Business Sense can help and advise on the best solution for your business
Are you taking payments over the phone and putting them through a standalone card terminal? You may be paying more than you realise. These are known as CNP (Customer Not Present) transactions, and they often carry higher fees. In some cases, this could be as much as 0.05 percent more than standard card-present rates. It is worth checking the breakdown of your monthly statement to see if these charges are affecting your costs.
Another area where businesses lose money is hidden fees. Many providers charge extra for PCI DSS compliance, which stands for Payment Card Industry Data Security Standards. If your business is not compliant, you could face non-compliance fees of up to £35 per month.
At Business Sense, we help you stay compliant and avoid these charges. We will remind you of due dates and guide you through the PCI self-assessment. This gives you peace of mind while keeping your running costs low.
Got questions? Call 01656 720999. We are happy to help you review your current setup and uncover potential savings.

The Ferry Inn, St Dogmaels
“I would have no hesitation in recommending this company to any other business who wishes to review the costs of their card services and save money.””

Former Ops Director, Dr Organic
“To help me cut through confusion and reduce number of calls received I commissioned Business Sense to help source our energy supply. They carried out the project with speed and efficiency and found us a 100% renewables supplier at a great price. I fully recommend them.”

Cadwgan Building Preservation Trust
Business Sense provide a professional and personable service and have helped us ensure we have the most competitive and suitable utilities contract possible, helping us make significant savings along the way. This is achieved by their desire to understand your business and how it works to provide you with the best package possible as well as then regularly following up to make sure that any issues encountered are dealt with quickly and efficiently.
Open early until late